Recently, the policy of stimulating the property market has been introduced. The loan ratio of the first suite can be increased to 80%. This is also a way to stimulate the economy, but I feel that stimulating the car market is a more reasonable choice.
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Chinese people are small but the living area is not small
At present, the per capita living area of ​​China's urban population has reached 30 square meters, which is a huge achievement in 30 years. In the same year, the hutong next to us was often a room with 4-5 people, 3 square meters per person. At that time, if you want to reach a living area of ​​30 square meters per person, you should be accused of having more people and not being suitable. But now there are too many houses that have not yet been sold, and the per capita has been 30 square meters. And the current sales area has reached the level of each couple of new-age married people of the age-appropriate marriage population, which includes all the rural population to buy a house in the city. Therefore, what is embarrassing is that no one buys a house, and the housing company is afraid of stocking and is not willing to build a house.
Chinese car market started less than 10 years later than real estate
From the real estate commodification in the 1990s, the car market started only ten years later than the property market, but the speed of the car market is actually slower than the popularity of the house. There are 100 houses in the current urban population, but there are only 30 multi-cars. This popularity rate is relatively slow, reflecting the slowdown in the popularity of income differentiation.
Stimulating the car market is sustainable consumption
The comprehensive consumption expenditure brought by the family with a car is relatively large. Our people are relatively economical, buy a house to appreciate, and buy a car to depreciate. Everyone is desperate to add leverage to buy a house, but there are still relatively few cars with leveraged loans. But the growth in domestic demand brought about by buying a car is a sustainable and substantial increase. The radius of travel and consumption expenditure brought by buying a car is a more important pull of the economy.
The carrying capacity of resources and the environment has been lacking in persuasiveness.
From the perspective of real estate, our land is more, and property prices are still rising. The risks can be felt by everyone. The decline in oil resources with the international oil price proves that our experts' prediction level is far below the international average. In the case that resources such as oil and land are not a big problem, it is far more safe to stimulate the development of the automobile market than to stimulate the development of the property market.
The license price of the city is limited to reflect the economic means is effective
In other cities except Beijing, all cities except Beijing can take the cards, but the auction price of the photos has not skyrocketed as expected. The license price of many cities that have been restricted has actually declined recently. This shows that economic means are very useful for regulating the automobile market. In the future, with the intensification of congestion, economic means can fully regulate the proportion of travel modes. After all, most of the entry-level people are highly price sensitive. And our camera is already densely populated in the city, and an average of 10 cameras can share a camera. This kind of social management means can fully realize economic regulation in the future.
Beijing’s swaying system proved to be a dead end, unable to regulate demand by economic means, and curbing consumption problems. And environmental protection has not improved.
With the 16-year economic L-shaped downward trend is still a high probability, the idea of ​​stimulating the property market should consider reasonable adjustment, the automobile market is the short-term of China's current consumption, and it is more reasonable to encourage the development of the automobile market. 
